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Our Better Business Banking Calculator 
will demonstrate how you can maximise
the value of your business assets.
 
Call Us Today!

Better Business Banking

Products / Services

1. Commercial / Industrial Property Finance

  • Owner Occupied or Investment
  • Up to 80% LVR (value of property)
  • From $250,000 to $50 million
  • Competitive rates
  • Full Doc or Lo Doc facilities

2. Property Development / Land Subdivision Financing

  • Up to 80% end value  - effectively 100%+ funded with equity release opportunity prior to completion
  • All costs including interest capitalized
  • Minimum pre-sale requirements
  • From $500,000 to $50 million +
  • Rural / Provincial developments apply
  • Competitive rate structures

3. Inventory Funding

  • Co. requirement well est. with min. $3m T/O per annum, 3 years history, profitable business
  • $400,000 - $3m revolving facility with no real estate security or pre-sales requirement
  • Only pay for what you use with no ongoing line fees
  • Applies to finished product or raw materials for value added processing
  • Up to 120 days with additional roll-overs available
  • Out sourced manufacturing PLUS raw material cost funding as a Turn Key facility

4. Debtor Finance

  • Stand alone facility with Debtors as prime security
  • Payment against invoice within 24 hours
  • Up to 90% invoice value and 120 days current
  • You select the debtors you wish to discount
  • Non disclosure facility

5. Import / Export and Local Trade Facilities

  • Stand alone and unsecured facility available
  • Company profile as per Inventory Funding
  • Applies to local Creditor Payments
  • Up to 120 days terms with first 60 days interest free

6. Equipment / Motor Vehicle / Aircraft Leasing / Software

  • Finance lease
  • Operating lease
  • Commercial Hire Purchase
  • Novated Lease
  • Chattel Mortgage
  • Full Doc or Lo Doc
  • Structured / Seasonal Payment structures

7. Rural

  • 80% LVR to 150 acres
  • 90% LVR to 120 acres
  • 65% over 150 acres
  • Seasonal repayment structures
  • 'Wheat Harvest' equity line to 75% (Exc. GST)
  • Extremely Competitive rates

8. Asset  Funding

  • No requirement for financials
  • Up to 75% LVR commercial and 80% LVR residential
  • Credit impaired acceptable
  • Prompt approval and settlement
  • Competitive rates

9.  2nd Mortgage facilities from 7.5% to 100% security value

10. Sale & Lease Back of Plant, Equipment & Machinery 


11. In fact, ALL facets of Business Banking are covered no matter what the need